CareOregon Employee Benefits

CareOregon offers its employees a competitive benefit package that includes:

• Medical and Dental Coverage
  Employee premiums paid 90%
  Qualified dependents’ premiums paid 60%

• Orthodontia Coverage
  No additional premium for employee.

• Life and Accident Insurance
  Premium paid in full by CareOregon
  Pays an equivalent of the employee’s yearly wages, up to $50,000

• Additional Group Life Insurance
  Optional supplement to life insurance plan
  Employees can purchase at competitive group rates

• Comprehensive Disability Insurance
  Employer paid plan pays qualified employees up to 60% of wages
  Short-term disability covers up to 13 weeks
  Long-term disability covers after 13 weeks

• Long-Term Care Insurance through John Hancock
  Employees hired within the most recent quarter will be able to purchase long-term care insurance at discount rates and with simplified underwriting.

• Matched 401(k) Plan
  CareOregon contributes 3% plus an annual discretionary contribution.
  Additional CareOregon match based on employee contribution, up to 2%

• Management Deferred Compensation - 457(b) Plan
  Supplemental retirement savings plan which allows additional income to be tax sheltered, beyond what is deferred into a 401(k) plan.

• IRC Section 125 Flexible Spending Account
  Pre-tax dollars for unreimbursed medical care, dependent care, medical premiums, and dental premiums

• IRC Section 132 Qualified Transportation Fringe Benefit
  Pre-tax dollars for transportation expenses

• Tri-Met Pass Program
  Paid in full by CareOregon (CareOregon is located on the bus mall and one block from MAX)

• 529 Education Savings Plan
  Tax-favored savings account to set aside dollars to use for higher education tuition, books, room and board and other qualified expenses.

• ID-Theft Coverage
  Voluntary benefit that provides ID-theft protection through fraud alerts, monitoring of credit/DMV/criminal activity on your name

• Legal Assistance Plan
  Voluntary benefit plan provides 24/7 emergency access to legal counsel.

• Employee Assistance Program (EAP)
  Paid in full by CareOregon
  Available to all employees and immediate family members

• Wellness Program

• Credit Union Membership

• Eight Paid Holidays
  New Year’s Day, Martin Luther King, Jr. Day, Memorial Day, Independence Day, Labor Day, Thanksgiving (2), and Christmas

• Accrued Paid Time Off (PTO)
  20 days accrued annually for full-time eligible employees. Accrual based on number of hours worked for part time employees.